Disclaimers for The Luxe Effect™ Services

Last Updated: 11/14/2025

The information provided by The Luxe Effect™ through our websites, coaching, digital products, tax services, credit services, and educational materials is for informational, educational, and entertainment purposes only.

Unless explicitly stated:

• We are not acting as attorneys
   
• We are not providing legal advice
   
• We are not guaranteeing credit or financial outcomes
   
• We are not guaranteeing tax refund amounts or approvals
   
• We are not responsible for decisions made based on our content
   

All decisions made using our materials or advice are your responsibility.

Tax preparation services rely on information YOU provide.

We are not liable for:

• Penalties due to omitted or inaccurate information
   
• IRS delays, audits, investigations, or refund changes
   
• Refunds offset for past debts
   
• Outcomes beyond our control
   

We do not guarantee that your return will:

• Be approved
   
• Be accepted
   
• Receive a specific refund amount
   
• Qualify for credits
   

We do not guarantee:

• Deletions
   
• Score increases
   
• Specific results
   
• Approvals for loans or credit accounts
   
• Timelines for credit improvement
   

Your results vary based on your personal credit history and actions.

Coaching is not therapy, medical treatment, or legal guidance.

We do not guarantee:

• Emotional outcomes
   
• Financial outcomes
   
• Relationship outcomes
   
• Lifestyle outcomes
   

You are solely responsible for how you apply the guidance.

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We only recommend brands we believe in.